Skip to content

FDIC Insured – Backed with the full faith and credit of the U.S. Government

Loan Information

Personal Loans

  • Home Equity Lines of Credit
  • Construction Loans
  • Mortgage Loans
  • Home Improvement Loans
  • Vehicle Loans
  • Personal Loans

Business Loans

  • SBA / FSA Loans
  • Commercial Real Estate Loans
  • Small Business Loans
  • Business Line of Credit
  • Commercial Machinery & Equipment
  • Farm Real Estate Loans
  • Livestock Loans
  • Farm Machinery & Equipment
  • Farm Operating Loans
B&T

Preliminary Items Needed to Apply

Residential Loans:

  • 2 years most recent tax returns
  • 2 years most recent W-2’s
  • 30 day current pay stubs
  • 2 months current bank statements

Sole Proprietors:

  • Three years of tax returns and personal financial statement

Partnerships or Corporations

  • 3 years of business tax returns and current balance
  • 3 years of personal tax returns and personal financial statement

If you are submitting a file with sensitive information, use our Secure File Upload. Upload your files, then send them directly to your loan officer or the loans department. Uploaded files will not be sent until you hit the SEND MESSAGE button at the bottom of the form.

Look below for a loan officer in your area.

You can contact them via the direct line plus their extensions listed below or by clicking a loan officer’s image to send them a message.

Headshot of Loan Officer Bob Wagahoff

Bob Wagahoff

Loan Officer
Farmersville
NMLS#639444
217.324.0201
Ext. 1206

Headshot of Loan Officer Brianna Coss

Brianna Coss

Loan Officer
Witt
NMLS#2124515
217.324.0201
Ext. 1936

Headshot of Loan Officer Caleb Behme

Caleb Behme

Loan Officer
Raymond
NMLS#2610875
217.324.0201
Ext. 1306

Headshot of Loan Officer Dan Fleming

Dan Fleming

Loan Officer
Litchfield NMLS#703673
217.324.0201
Ext. 1112

Headshot of Loan Officer Don Krager

Don Krager

Loan Officer
Chatham
NMLS#639441
217.324.0201
Ext. 1182

Headshot of Loan Officer Eric Hegele

Eric Hegele

Loan Officer
Chatham
NMLS#640933
217.324.0201
Ext. 1509

Headshot of Loan Officer Jay Rogers

Jay Rogers

Loan Officer
Chatham
NMLS#586823
217.324.0201
Ext. 1512

Headshot of Loan Officer Jeff Elvers

Jeff Elvers

Loan Officer
Litchfield
NMLS#684207
217.324.0201
Ext. 1117

Headshot of Loan Officer Jenna Rosentreter

Jenna Rosentreter

Loan Officer
Carlinville
NMLS#673089
217.324.0201
Ext. 1710

Headshot of Loan Officer Jerry Cruthis

Jerry Cruthis

Loan Officer
Litchfield
NMLS#2074906
217.324.0201
Ext. 1121

Headshot of Loan Officer Jim Miller

Jim Miller

Loan Officer
Witt
NMLS#703672
217.324.0201
Ext. 1916

Headshot of Loan Officer Jodi Williams

Jodi Williams

Loan Officer
Litchfield
NMLS#639442
217.324.0201
Ext. 1116

Headshot of Loan Officer Kent Redfern

Kent Redfern

Loan Officer
Litchfield
NMLS#716577
217.324.0201
Ext. 1110

Headshot of Loan Officer Ryan Johnson

Ryan Johnson

Loan Officer
Chatham
NMLS#1833967
217.324.0201
Ext. 1504

Headshot of Loan Officer Shayla Kaeb

Shayla Kaeb

Loan Officer
Litchfield
NMLS#1592799
217.324.0201
Ext. 1718

Headshot of Loan Officer Tim Kienzler

Tim Kienzler

Loan Officer
Rochester
NMLS#1427358
217.324.0201
Ext. 1816

Headshot of Loan Officer Bob Wagahoff

Bob Wagahoff

Loan Officer
Farmersville
NMLS#639444
217.324.0201
Ext. 1206

Headshot of Loan Officer Brianna Coss

Brianna Coss

Loan Officer
Witt
NMLS#2124515
217.324.0201
Ext. 1936

Headshot of Loan Officer Caleb Behme

Caleb Behme

Loan Officer
Raymond
NMLS#2610875
217.324.0201
Ext. 1306

Headshot of Loan Officer Dan Fleming

Dan Fleming

Loan Officer
Litchfield NMLS#703673
217.324.0201
Ext. 1112

Headshot of Loan Officer Don Krager

Don Krager

Loan Officer
Chatham
NMLS#639441
217.324.0201
Ext. 1182

Headshot of Loan Officer Eric Hegele

Eric Hegele

Loan Officer
Chatham
NMLS#640933
217.324.0201
Ext. 1509

Headshot of Loan Officer Janelle Spencer

Janelle Spencer

Loan Officer
Chatham
NMLS#1152144
217.324.0201
Ext. 1511

Headshot of Loan Officer Jeff Elvers

Jeff Elvers

Loan Officer
Litchfield
NMLS#684207
217.324.0201
Ext. 1117

Headshot of Loan Officer Jenna Rosentreter

Jenna Rosentreter

Loan Officer
Carlinville
NMLS#673089
217.324.0201
Ext. 1710

Headshot of Loan Officer Jerry Cruthis

Jerry Cruthis

Loan Officer
Litchfield
NMLS#2074906
217.324.0201
Ext. 1121

Headshot of Loan Officer Jim Miller

Jim Miller

Loan Officer
Witt
NMLS#703672
217.324.0201
Ext. 1916

Headshot of Loan Officer Jodi Williams

Jodi Williams

Loan Officer
Litchfield
NMLS#639442
217.324.0201
Ext. 1116

Headshot of Loan Officer Kent Redfern

Kent Redfern

Loan Officer
Litchfield
NMLS#716577
217.324.0201
Ext. 1110

Headshot of Loan Officer Ryan Johnson

Ryan Johnson

Loan Officer
Chatham
NMLS#1833967
217.324.0201
Ext. 1504

Headshot of Loan Officer Shayla Kaeb

Shayla Kaeb

Loan Officer
Litchfield
NMLS#1592799
217.324.0201
Ext. 1718

Headshot of Loan Officer Tim Kienzler

Tim Kienzler

Loan Officer
Rochester
NMLS#1427358
217.324.0201
Ext. 1816

Contact Bob Wagahoff Today!

Contact Brianna Coss Today!

Contact Dan Fleming Today!

Contact Don Krager Today!

Contact Eric Hegele Today!

Contact Janelle Spencer Today!

Contact Jeff Elvers Today!

Contact Jenna Rosentreter Today!

Contact Jerry Cruthis Today!

Contact Jim Miller Today!

Contact Jodi Williams Today!

Contact Kent Redfern Today!

Contact Ryan Johnson Today!

Contact Shayla Kaeb Today!

Contact Tim Kienzler Today!

Contact Caleb Behme Today!

Update Info

Instructions

To update your information with us, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

This form will require you to enter any additional household members this change affects, and list all account numbers we should include in this update (for instance, you may not want business or non-household family member accounts to be changed).

Stop Payment

Instructions

To stop a payment, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

This form requires the checking account number, date that the check was written, amount of the check, who the check was made payable to, a short explanation, and your Bank Identification Number (BIN).

Lost or Stolen Cards

Instructions

To report a lost or stolen card, you must log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, call us at 800.930.3935. After hours, please call Visa Support at 800.264.4274 (option 3).

This form requires the last 6 digits of the card number, the date stolen/lost, and your Bank Identification Number (BIN). Please: immediately TURN OFF your card when you first log in.

Order Checks!

Instructions

To order checks online, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

For this form: Please have your Bank Identification Number (BIN) ready. You may also want to include a starting check number.

Contact Roger Krabbe Today!