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FDIC Insured – Backed with the full faith and credit of the U.S. Government

Wealth Management & Trust

Whatever your financial needs, we have a team of fully-trained and certified experts ready to assist you with your plans for the future.

Contact Denise or Roger to learn more about our services. 

Roger Krabbe, Director of Trust & Wealth Management, and Denise Delacruz, Trust Officer, standing together in the Litchfield, IL office of Bank & Trust Company.
Headshot of Roger Krabbe

Roger Krabbe

Director of Trust & Wealth Management
Litchfield, IL
217.324.0201 | EXT 1161

Headshot of Denise-Shrewsbury-DeLaCruz

Denise DeLaCruz

Trust Officer
Litchfield, IL
217.324.0201 | EXT 1120

Investments are not insured by the FDIC; are not deposits; and may lose value.

B&T

Charitable Trust Fund Applications

Our Trust Department oversees the Elizabeth Baker Foundation Trust, the Corwin-Memorial Trust, the James & Owen Duff Trust, and the W. D. Kilton Trust funds. These trusts regularly distribute funds to various organizations and projects that their committee members understand to be within the guidelines laid out for the management of each trust. To be considered for a bequest from any of these funds, please fill out the application below for the trust from which you would like to petition funds, and print. Please note the application submission due dates below. Each fund application states the number of copies to submit. The Bank will no longer make additional copies of submitted applications. Applications sent in without adequate copies may not be accepted for consideration. Please submit proof that your organization is a qualified charitable organization under the provisions of the Internal Revenue Code Section 2055 and Section 501(c)(3) and successor sections. Applicants will be notified in writing of the committee’s decision after the members meet, which is usually 1 to 2 weeks after the submission due date.

Form Downloads

PDF and Microsoft Word Documents downloads are available below.

Application Due Dates

James A. Duff & Owen M.  Duff Memorial Trust - August 1, 2025
Elizabeth S. Baker Trust - May 16, 2025 & November 10, 2025
Corwin-Memorial Trust - January 30, 2026
W. D. Kilton Trust - March 14, 2025
Attention

Contact Roger Krabbe Today!

Contact Denise Shrewsbury DeLaCruz Today!

Update Info

Instructions

To update your information with us, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

This form will require you to enter any additional household members this change affects, and list all account numbers we should include in this update (for instance, you may not want business or non-household family member accounts to be changed).

Stop Payment

Instructions

To stop a payment, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

This form requires the checking account number, date that the check was written, amount of the check, who the check was made payable to, a short explanation, and your Bank Identification Number (BIN).

Lost or Stolen Cards

Instructions

To report a lost or stolen card, you must log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, call us at 800.930.3935. After hours, please call Visa Support at 800.264.4274 (option 3).

This form requires the last 6 digits of the card number, the date stolen/lost, and your Bank Identification Number (BIN). Please: immediately TURN OFF your card when you first log in.

Order Checks!

Instructions

To order checks online, we require you to log into online banking. Go to Main Menu / Connect with Us / Messages and select the form. If you prefer, you may call us at 800.930.3935.

For this form: Please have your Bank Identification Number (BIN) ready. You may also want to include a starting check number.